|
Required Income Documents
for applying home
loans |
- Dully signed
application form
(application can be
down loaded
form
www.idbihomefinance.com
- Photo 1
applicant and co
applicant (if
married co applicant
should be spouse)
- Passport, visa
endorsement of
applicant and co
applicant
- Bank Statement
for last 6 months
(till date)
- Salary credit
a/c
- NRE / NRO a/c
- company ID card
- GPA both app &
co-app has to give
separate GPA.Form
can be down loaded
from
www.idbihomefinance.com.
two GPA format is
required one
applicant and co
applicant
- Latest W-2 form
- Outstanding
/Closer letter of
other loans (if
any)/repayment track
record
- Processing fee
cheque 1%+ service
tax on 1% of the
loan amount(12.36%
service tax) from
NRE/NRO a/c
- All photo copies
to be self attested
by applicant and co
applicant
- Margin amount to
the vendor should be
paid through NRE/NRO
a/c only
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|
Note |
- PASSPORT WITH
VISA, Latest MONTH
PAY SLIP FOR THIS
DOCUMENT CUSTOMER
HAS TO TAKE NOTARY
OR AN INDIAN
CONSULATE OFFICER
- GPA should be
attested by the
embassy/Local notary
and it should be
self attested on all
the pages by the
applicant and co
applicant in their
respective GPA's (
SAME FORMAT FOR
APPLICANT AND CO
APPLICANT THEY HAVE
TO PREPARE
SEPARATELY )
- All above
documents is required
to process of home
loans in case any
documents or
clarification is
required we will
inform to the customer
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| Intrest Rate |
- Below Rs.10
Lakhs Floating int.
Rate - 10.75 %
- Above Rs10 and
Below Rs.30 Lakhs
Floating int. Rate -
10.50 %
- Rs.30 Lakhs &
above Floating int.
Rate - 10.25 %
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|
Benifit |
- Upto 75 % of the
Loan outstanding
principal customer
can partpay without
any charges
- Minimum of amout
Rs.10000 customer
can pay as part
payment
- Any part payment
gap should be 90
days
- For site loan
funding will be 85%
on our valuation
including Regn. cost
- For flat / house
purchage funding
will be 85 % on our
valuation including
Regn. cost
- For construction
funding will be 85 %
subject to our
valuation
|
|
Note |
- Aplication you
can down load from
this web site :-
www.idbihomefinance.com.
and including
application form
- all the required
documents customer
has to sign for all
the sheets
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